Banks should maintain harmonious behavior with applicants

Bhopal. Banks need not ask for guarantees in the cases in which guarantee is given by the government. Banks should maintain harmonious behavior with applicants of government schemes. Moreover, banks must ensure that the public welfare schemes being implemented with an objective to make people self-reliant should be executed with the same spirit. Chief Secretary Basant Pratap Singh was addressing the 169th meeting of State level Bankers Committee.

Deliberations on bank related issues regarding employment oriented schemes being implemented by the State Government, schemes focusing entrepreneurship including Pradhan Mantri Jan-Dhan Yojana, Pradhan Mantri Fasal Bima Yojana and schemes being implemented by the Union and State Government took place in the meeting held in the auditorium of the Central Bank. The Director in the Ministry of Finance of Government of India Mudita Mishra, Executive Director of Central Bank of India B.S. Shekhawat, Agriculture Production Commissioner P.C. Meena, Principal Secretary Finance Anurag Jain, Principal Secretary Agriculture Rajesh Rajora, Principal Secretary Tribal Affairs Department S.N. Mishra, Principal Secretary Scheduled Caste Welfare  Ajit Kesri, Principal Secretary Social Justice Ashok Shah, Principal Secretary Micro, Small and Medium Enterprises Pankaj Agrawal and Officers of the Reserve Bank of India, NABARD and other banks were present in the meeting.

It was informed in the meeting that 167 bank branches and 305 ATMs have been opened during the period between June 2017 and June 2018 to expand banking services in the state. As many as One lakh 74 thousand beneficiaries were contacted till September 7 under the Pension Aapke Dwar Yojana to provide pension to elders and handicapped persons at their door step. This facility will be expanded to other 72 lakh beneficiaries. Directives to give pace to aadhaar seeding process in the state under the various beneficiaries’ oriented schemes were given on the occasion.

Consensus reached on arrangements for providing loans in connection to activities related to water and sanitation under the Swachcha Bharat Mission like provision of water connections, water harvesting, construction of bathrooms etc. in the State level Bankers Committee meeting. Moreover, instructions for promoting activities like dairy and poultry farming, to increase contact at local level by bankers and to promote financial literacy were given in the meeting.